教授，博士生導(dǎo)師。復(fù)旦大學(xué)中國(guó)反洗錢研究中心首任主任，復(fù)旦大學(xué)俄...
復(fù)旦大學(xué)國(guó)際金融學(xué)院教授，中國(guó)反洗錢研究中心執(zhí)行主任，陸家嘴金...
復(fù)旦大學(xué)法學(xué)院教授、博士生導(dǎo)師；復(fù)旦大學(xué)國(guó)際刑法研究中心主任。...
華東政法大學(xué)刑法學(xué)教授，復(fù)旦大學(xué)中國(guó)反洗錢研究中心特聘研究員，荷...
安永金融服務(wù)風(fēng)險(xiǎn)管理、咨詢總監(jiān)，曾任螞蟻金服反洗錢總監(jiān)，復(fù)旦大學(xué)...
周錦賢先生，香港人，廣州暨南大學(xué)法律學(xué)士，復(fù)旦大學(xué)中國(guó)反洗錢研究中...
高級(jí)經(jīng)濟(jì)師，復(fù)旦大學(xué)金融學(xué)博士，復(fù)旦大學(xué)經(jīng)濟(jì)學(xué)博士后。現(xiàn)供職于中...
武漢中南財(cái)經(jīng)政法大學(xué)信息安全學(xué)院教授。長(zhǎng)期專注于反洗錢/反恐...
生辰：1977.7.26 籍貫：遼寧撫順 民族：漢 黨派：九三學(xué)社 職稱：教授 研究...
祝亞雄，1974年生，浙江衢州人。浙江師范大學(xué)經(jīng)濟(jì)與管理學(xué)院副教授，博...
復(fù)旦大學(xué)中國(guó)反洗錢研究中心特聘研究員；現(xiàn)任安永管理咨詢服務(wù)合伙...
工作履歷：曾在國(guó)家審計(jì)署從事審計(jì)工作，是國(guó)家第一批政府審計(jì)師；曾在...
https://en.haberler.com/record-penalty-for-crypto-violation-us-banking-17931848/
The large American bank TD Bank has been hit with a record fine of $3 billion for failing to report money laundering and suspicious cryptocurrency transactions. FinCEN claims that the bank ignored billions of dollars in suspicious cryptocurrency activities.
A new turning point is being experienced in the fight against financial crimes. The penalty imposed on TD Bank has been recorded as the largest monetary fine in banking history. This situation highlights the complexity of the interaction between traditional financial institutions and the world of cryptocurrencies, while also indicating the increasing pressure from regulatory bodies.
Major Vulnerability in Crypto Audit Cost the Bank Dearly
The Financial Crimes Enforcement Network (FinCEN) reported that TD Bank conducted over 2,000 suspicious transactions with a firm referred to as "Customer Group C" over a nine-month period. Although this firm claimed it would not exceed $1 million annually, it actually moved over $1 billion.
The financial activities of Customer Group C had many characteristics considered high-risk. It brought in 90% of its funds from a UK-based cryptocurrency exchange while sending 60% to Colombian financial institutions that provide services related to cryptocurrency assets. It also conducted transactions with high-risk sectors in China and the Middle East.
In its report, FinCEN stated that TD Bank did not proactively report these suspicious activities. The bank only took action after receiving multiple inquiries from law enforcement. This indicates that the bank's written policies regarding cryptocurrency transactions were inadequate.
TD Bank admitted to violations of the Bank Secrecy Act and money laundering offenses. The bank will pay a fine of $1.8 billion and faces a total of $3.09 billion in penalties, including an additional $1.3 billion imposed by FinCEN. This penalty has been recorded as the largest ever imposed under the Bank Secrecy Act.