教授，博士生導(dǎo)師。復(fù)旦大學(xué)中國(guó)反洗錢研究中心首任主任，復(fù)旦大學(xué)俄...
復(fù)旦大學(xué)國(guó)際金融學(xué)院教授，中國(guó)反洗錢研究中心執(zhí)行主任，陸家嘴金...
復(fù)旦大學(xué)法學(xué)院教授、博士生導(dǎo)師；復(fù)旦大學(xué)國(guó)際刑法研究中心主任。...
華東政法大學(xué)刑法學(xué)教授，復(fù)旦大學(xué)中國(guó)反洗錢研究中心特聘研究員，荷...
安永金融服務(wù)風(fēng)險(xiǎn)管理、咨詢總監(jiān)，曾任螞蟻金服反洗錢總監(jiān)，復(fù)旦大學(xué)...
周錦賢先生，香港人，廣州暨南大學(xué)法律學(xué)士，復(fù)旦大學(xué)中國(guó)反洗錢研究中...
高級(jí)經(jīng)濟(jì)師，復(fù)旦大學(xué)金融學(xué)博士，復(fù)旦大學(xué)經(jīng)濟(jì)學(xué)博士后。現(xiàn)供職于中...
武漢中南財(cái)經(jīng)政法大學(xué)信息安全學(xué)院教授。長(zhǎng)期專注于反洗錢/反恐...
生辰：1977.7.26 籍貫：遼寧撫順 民族：漢 黨派：九三學(xué)社 職稱：教授 研究...
祝亞雄，1974年生，浙江衢州人。浙江師范大學(xué)經(jīng)濟(jì)與管理學(xué)院副教授，博...
復(fù)旦大學(xué)中國(guó)反洗錢研究中心特聘研究員；現(xiàn)任安永管理咨詢服務(wù)合伙...
工作履歷：曾在國(guó)家審計(jì)署從事審計(jì)工作，是國(guó)家第一批政府審計(jì)師；曾在...
According to Moody’s, their duties extend beyond ensuring compliance with laws and regulations; they identify and mitigate risks, conduct audits, offer training, and report violations. By closely collaborating with portfolio managers and traders, compliance officers ensure that investment decisions remain in strict adherence to evolving regulations.
Their work is essential in protecting client assets, upholding operational integrity, and maintaining the trust of investors and the broader industry.
The landscape of regulation in asset management is dynamic, with laws and guidelines frequently undergoing revisions. Compliance officers are tasked with the critical role of adapting internal policies to align with these changes. This constant updating is crucial for preventing non-compliance and ensuring that the financial services business remains reputable and secure against potential legal challenges.
Recently, the Financial Crimes Enforcement Network (FinCEN) proposed a rule in February 2024 that impacts Registered Investment Advisers (RIAs) and Exempt Reporting Advisers (ERAs). Under this new rule, RIAs and ERAs will be classified as “financial institutions” within the framework of the Bank Secrecy Act (BSA), bringing them under the purview of Anti-Money Laundering (AML) and Counter-Financing of Terrorism (CFT) program requirements.
This shift is due to a risk assessment that highlighted potential vulnerabilities in the sector, such as limited AML/CFT obligations and the complex, often secretive nature of certain investment strategies that could be exploited for illicit purposes.
To fortify their defenses against money laundering and terrorism financing, RIAs are now required to implement comprehensive AML/CFT compliance programs. These include developing Customer Identification Programs (CIPs) to verify the identity of clients and filing Suspicious Activity Reports (SARs) if any potentially illicit activities are detected. Such measures are vital for RIAs to comply with the stringent regulations set by FinCEN and to mitigate associated risks effectively.
Data management poses a significant challenge in regulatory compliance, with many RIAs grappling with data silos, inaccuracies, and integration hurdles. These issues can lead to delayed reporting and increased regulatory scrutiny.
However, by investing in quality data management tools and breaking down information silos, RIAs can enhance their compliance processes, reduce risks, and make more informed decisions, thus staying ahead in a competitive market.
By adopting advanced, data-driven compliance solutions, RIAs can transform regulatory challenges into competitive advantages. Technologies such as automated cloud-based systems, data analytics, and integration tools not only streamline compliance processes but also enhance client onboarding and risk management.
These innovations allow RIAs to not only meet regulatory demands but also improve operational efficiency and client satisfaction, positioning them as leaders in the evolving landscape of financial services.