教授，博士生導師。復旦大學中國反洗錢研究中心首任主任，復旦大學俄...
復旦大學國際金融學院教授，中國反洗錢研究中心執行主任，陸家嘴金...
復旦大學法學院教授、博士生導師；復旦大學國際刑法研究中心主任。...
華東政法大學刑法學教授，復旦大學中國反洗錢研究中心特聘研究員，荷...
安永金融服務風險管理、咨詢總監，曾任螞蟻金服反洗錢總監，復旦大學...
周錦賢先生，香港人，廣州暨南大學法律學士，復旦大學中國反洗錢研究中...
高級經濟師，復旦大學金融學博士，復旦大學經濟學博士后。現供職于中...
武漢中南財經政法大學信息安全學院教授。長期專注于反洗錢/反恐...
生辰：1977.7.26 籍貫：遼寧撫順 民族：漢 黨派：九三學社 職稱：教授 研究...
祝亞雄，1974年生，浙江衢州人。浙江師范大學經濟與管理學院副教授，博...
復旦大學中國反洗錢研究中心特聘研究員；現任安永管理咨詢服務合伙...
工作履歷：曾在國家審計署從事審計工作，是國家第一批政府審計師；曾在...
Digital identity has a critical role to play in combating money laundering, and the UK government’s Digital Identity and Attributes Trust Framework (DIATF) urgently needs legal backing, according to trade association techUK. The group was responding to HM Treasury’s (HMT’s) consultation on enhancing the Kingdom’s anti-money laundering regulations.
On March 11, 2024, HMT launched a consultation to improve the effectiveness of the Money Laundering, Terrorist Financing, and Transfer of Funds (Information on the Payer) Regulations 2017. These regulations are crucial for businesses in identifying and preventing money laundering and terrorist financing. The evolving landscape of technology and persistent global threats from economic crime necessitate advanced tools for businesses to combat these issues effectively.
Baroness Vere of Norbiton, Parliamentary Secretary at HM Treasury, highlights the importance of a robust anti-money laundering (AML) and counter-terrorist financing (CTF) regime. She stresses that such a regime protects the UK’s reputation as a secure business hub and maintains the financial system’s integrity.
In its consultation response, techUK expresses satisfaction with the focus on digital identity’s role in aiding government, regulators, and law enforcement in combating money laundering. Key recommendations from techUK include strengthening understanding of digital ID, reference to the trust framework in AML regulations, enshrine the trust framework in law and governance by the trust framework.
techUK says HMT should explicitly incorporate the DSIT Trust Framework for digital ID into the regulations, and should work with DSIT to ensure the Trust Framework is urgently enshrined in law.
A recent study by Juniper Research found that by 2028, total spend on third-party AML systems will have grown by 80 percent; up from $28.7 billion in 2024.
Biometrics is fuelling growth across many key areas of banking security, including AML protections and compliance. Banks are also using biometrics for preventing fraud in the form of account takeovers, false new-account openings and synthetic identity attacks, according to the International Banker.
techUK also addresses the growing influence of digital assets, such as cryptocurrencies, in the financial ecosystem. Despite their benefits, cryptocurrencies pose challenges due to anonymity and ease of wallet creation, which complicates regulation and control.
The Financial Conduct Authority (FCA) has spearheaded initiatives to address these challenges. techUK members advocate for a proportionate approach to revising the AML regulations, ensuring new requirements add value and align with desired outcomes. Additionally, techUK recommends facilitating greater information sharing across sectors and enhancing real-time risk analysis beyond National Risk Assessments.